Man looking at phone with good credit scores from the 3 major Credit Bureaus, and dispute progress widgets from CreditScoreIQ

Has Your Credit
Taken a Hit?

Stop feeling the pain of a poor credit score. Take your credit into your own hands today, so you can have the future you deserve.

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Your Future Is Waiting For You

Poor credit can affect almost every aspect of your life. Do your future self a favor and start improving your financial health today.

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Disputing Made Easy

We search your credit report for factors negatively affecting your score, so you can easily dispute inaccuracies and send them to the major credit bureaus. Don’t be afraid to dispute – disputing does NOT harm your credit score!

2 phones showing the interface of CreditScoreIQ, including a welcome screen, a score center with credit scores from the 3 Major Credit Bureaus, and a credit score goal

1 in 3 People

Have an inaccuracy on their credit report.

Source: Consumers Report

20-Point Increase in 1 Month

You may be able to increase your credit score by at least 20 points in 30 days.

Source: CreditXpert Mortgage Credit Potential Index

60% of People

Were able to have inaccuracies corrected after filing a dispute.

Source: Consumers Report

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icon of home

Qualify For That Dream Home & Save Money

Dreaming of that new home? Excellent credit can open doors to better mortgage rates and loan options.

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Make It Easier To Get Hired

Excellent credit can improve job prospects and opportunities.1

Lower Insurance Premiums

Imagine lower insurance premiums because of your excellent credit! Higher credit scores can mean significant savings on insurance costs.2

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Get Started For $a /mo.

We give you the tools to take control and take action to build your credit – on your time at your price.

Score Center

View your latest credit scores from the 3 major bureaus and set your credit score goals.

A screen from CreditScoreIQ showing the Score Center with good credit scores form the 3 major Credit Bureaus and a score tracker showing progress on credit scoreA screen from CreditScoreIQ showing the Score Center with good credit scores form the 3 major Credit Bureaus and a score tracker showing progress on credit score

Dispute Hub

We make it easy to dispute those negative items on your credit report. Our Dispute Hub generates custom dispute letters for each credit bureau and tracks your progress.

A screen from CreditScoreIQ showing the Dispute Hub which shows users their dispute letters from draft to created to sent and their status

Credit Report Review

Review flagged items that can potentially be negatively affecting your credit score.

A screen from CreditScoreIQ showing a user's active credit accounts and issues that need review which can affect the user's credit score

Track Your Progress

Easily keep track of your dispute letters and the responses you receive from the credit bureaus.

a card from CreditScoreIQ showing a sent mail symbol and "Equifax Letter" demonstrating a dispute letter sent to the credit bureau Equifax
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3-Bureau Credit Scores & Reports

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AI-Driven Interactive Credit Analysis

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Unlimited Dispute Generation

Take Control of Your Credit

Achieve your credit score goals by taking the first step today.
Kickstart your credit makeover!

2 phones showing the interface of CreditScoreIQ, including a welcome screen, a score center with credit scores from the 3 Major Credit Bureaus, and a credit score goal
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©2025 IDIQ® provider of CreditScoreIQ℠ services

Screens may be modified for demonstration purposes and subject to change.

1 Legality of a credit check in the hiring process varies by state.
‍2 Legality of a credit check for insurance premium pricing varies by state.

Results may vary. CreditScoreIQ℠ services are 100% U.S.-based. CreditScoreIQ provides credit report information from Experian, Equifax and TransUnion. CreditScoreIQ does not provide credit counseling services and does not promise to help you obtain a loan or improve your credit record, history, or score. CreditScoreIQ is not responsible for the content, accuracy, or completeness of your credit reports. Not all lenders use Experian, Equifax, or Transunion credit files. The credit scores provided are based on the VantageScore® 3.0 model. Lenders use a variety of credit scores and are likely to use a credit score different than the VantageScore® 3.0 model to assess your creditworthiness.